Joanne's practice emphasizes the representation of banks and other financial institutions in commercial loan transactions involving asset-based and real estate secured loans, including new construction, multi-family, mixed use, retail, hotel, and healthcare related projects. She also represents real estate developers and business owners in connection with acquisition, disposition, planning, financing, construction, and leasing negotiations. Joanne's representation has further included the representation of developers and housing authorities in connection with tax credit developments of multifamily and affordable housing. She regularly advises business clients in matters concerning choice of entity and the formation of limited liability companies, partnerships, and corporations. Joanne's unique combination of experience in commercial lending, development, real estate, and business law allows her to provide sound guidance to her clients in connection with a broad range of legal issues. Clients find her knowledge of these processes beneficial when navigating these frequently complex waters, and they rely on her to focus on the smallest details of their transactions while never losing sight of the big picture.
An attorney‑client relationship may only be established through direct attorney‑to‑client communication that is confirmed by the execution of an engagement agreement. The content of any unsolicited email sent to Ward and Smith, P.A., or to any of its attorneys at an email address available on this website, will not create an attorney‑client relationship and the contents of such unsolicited email shall not be considered confidential. Therefore, do not use this website or the email addresses available on this website to provide confidential information about yourself or a legal matter to Ward and Smith or any of its attorneys.