Articles

Hurricane Florence – Emergency CAMA Permits Available

It's been two weeks since the full force of Hurricane Florence squarely hit the eastern North Carolina coast from New Bern to Wilmington and all parts in between.  As we struggle to find a new normal and address reco…

Should You Bank a Virtual Currency Business?

Written By Lance P. Martin

Virtual currencies like Bitcoin and Ethereum have spawned many types of businesses that need banking services.  Many banks "de-risk" -- do not provide banking services -- to these businesses.  Many virtual curre…

My Note and Deed of Trust Have Different Dates. Do I Have a Problem?

Written By Lance P. Martin

Consider this scenario:  You loan money to a borrower. You intend to secure the loan with a deed of trust encumbering real property.  Your borrower signs a promissory note dated November 7, 2006.  But your …

Meeting Street: Safely Traveling the Road to Community Association Annual Meetings

Written By Allen N. Trask, III

Annual membership meetings are an essential thread of the fabric of community associations.  Indeed, North Carolina law requires that all community associations hold a meeting of the association's members at least on…

The Reach of the Clean Water Act Takes a Dive into Groundwater

Written By Amy P. Wang

Can the law that protects the quality of the nation's waters seep into groundwater below the surface? According to the United States Court of Appeals for the Fourth Circuit, which includes North Carolina in its jurisdicti…

Construction Law: Final Payment by Owner, Avoiding Lien Claims

A contractor has finished work on a construction project in North Carolina and submitted a written request for final payment to the owner of the real property that has been improved by the construction.  The owner is…