Articles

ACA Penalties: Tricky Navigation For a Parent Who is Not Required to Obtain Insurance Coverage

When separated or divorced parents share the responsibility for financial support of their minor children, the determination of which parent pays for the children's health insurance can have surprising repercussions at tax…

Love Won't Let Me Wait (for Congress): EEOC Files "Sexual Orientation" Employment Discrimination Lawsuits Based on Title VII of Civil Rights Act

Written By Grant B. Osborne

On March 1, 2016, the U.S. Equal Employment Opportunity Commission ("EEOC") did something that many in the world of employment law have anticipated for a long time but still find remarkable: it sued two employers in federa…

U.S. Supreme Court Tie Vote Leaves Equal Credit Opportunity Act Spousal Guarantee Defense Unresolved

Written By Lance P. Martin

The recent death of Justice Antonin Scalia has impacted a decision of great importance to lenders:  Does the Equal Credit Opportunity Act ("ECOA") protect a borrower's spouse when the lender requires the spouse to gua…

The Aftermath of Obergefell: Unsettled Times for Tenancy by the Entirety

Regardless of your politics, your religious beliefs, which side of the social divide you're on, or how you feel about it, one thing is now certain:  same-sex marriages are now legal in this and every other state. …

54,000 Reasons Not to Violate the Automatic Stay

Written By Lance P. Martin

Recently, in In re Johnson, a bankruptcy judge in the United States Bankruptcy Court for the Western District of North Carolina issued a ruling that reminds lenders of the trouble that can befall them if they violate the a…

It's 2016: Do You Know Where Your Medical Records Are?

Written By Leigh A. Wilkinson

Most of us assume that our medical records are under lock and key, safe and secure, somewhere in a vault.  But assumption is not always reality, and with the rapid conversion of paper records to electronic, the locati…