Articles

Clean Water Rule: All Washed Up for Now

Written By Amy P. Wang

On Friday, October 9, 2015, the United States Court of Appeals for the Sixth Circuit issued an Order halting the application of the new Clean Water Rule nationwide. The decision was issued in the action in which the North …

Secured Creditors Entitled to Contract Interest Rate in Chapter 13 Plans

Written By Lance P. Martin

Recently, a bankruptcy judge in the United States Bankruptcy Court for the Middle District of North Carolina issued a ruling that should help lenders dealing with borrowers who file for Chapter 13 bankruptcy protection, at…

The EU/US Safe Harbor Is No Longer Safe, Says The EU's Highest Court. Is Your Data A Liability?

Today, Europe's top court, the European Court of Justice, ruled that a 15-year-old pact between the United States and the European Union which allowed American organizations to handle the personal data of Europeans (the EU…

Can You Pass the Affordable Care Act Pop Quiz?

The Patient Protection and Affordable Care Act ("ACA") became the law on March 23, 2010. Despite the five years that have passed since it was enacted, there remains much confusion and uncertainty surrounding the ACA and wh…

North Carolina Supreme Court Extends "Offset Defense" to Guarantors in Foreclosure Deficiency Actions

Written By Lance P. Martin

On September 25, 2015, the North Carolina Supreme Court handed down a landmark decision that will radically alter the process by which lenders pursue post-foreclosure deficiency actions against guarantors.  In a victo…

Compromise Budget Reached and Enacted

Written By Whitney Campbell Christensen

In odd numbered years, the primary purpose of legislative long sessions is to produce a two‑year budget for state government.  Although lawmakers typically will introduce thousands of bills in addition to the st…