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NFIP Flood Insurance Policy Pitfalls: What South Carolina Policyholders Should Know Before Disaster Strikes

April 17, 2026

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If you own property in South Carolina, particularly along the coast from Hilton Head to Myrtle Beach or in flood-prone areas near Charleston or…
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Rapid Fire Remix: North Carolina Government Relations, Utilities, and Natural Disaster Recovery

Three Ward and Smith attorneys shared pitch-perfect insights on complex legal topics with crowd-moving implications, including the state budget and politics, utilities law, insurance…
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What the Government Shutdown Revealed about the Vulnerabilities of the National Flood Insurance Program

March 3, 2026

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Last year’s federal government shutdown spotlighted a critical vulnerability to the availability of the National Flood Insurance Program (“NFIP”) and the ripple effects for…
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Budget Stalemates, Helene Relief and Shrimp Trawling: The Themes that Shaped the 2025 Long Session of the NC General Assembly

August 29, 2025

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The North Carolina General Assembly entered the 2025 Long Session in January, motivated to enact additional Hurricane Helene relief and a new state budget.…
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Hurricane Preparedness: Essential Legal Topics for North Carolina Business Owners

July 25, 2025

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Hurricane season presents significant legal and operational challenges for North Carolina businesses. Whether it’s a hurricane hammering your business, floodwaters threatening your property, hail…
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A Year in Review: Ward and Smith’s Most Read Legal Insights in 2024

December 23, 2024

As we prepare to close out 2024, we’re taking a moment to reflect on the articles that captured the attention of our readers this…
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Your Neighbor’s Water Caused Damage to Your Property: Who Bears Legal Responsibility?

November 4, 2024

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Over the last several years, the frequency and intensity of rain and other natural disaster events have increasingly impacted both business and individual property…
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General Assembly Approves Second Round of Hurricane Helene Relief

October 25, 2024

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On October 24th, The General Assembly convened in Raleigh to pass the second Hurricane Helene relief bill, Senate Bill 743. The House and Senate…
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Who Is Responsible for That Fallen Tree?

October 22, 2024

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Many of us are dealing with damage caused by fallen trees in the aftermath of Hurricane Helene. In planned communities, the question of responsibility…
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When is a General Contractor’s License Required for Emergency Remediation Services?

October 11, 2024

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Written By Evan M. Musselwhite
(Ed. Note: This article was originally published on January 10, 2020, and has been updated.) North Carolina has seen an increase in the need…
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Reopening Restaurants in Buncombe County after Helene: What We Know Today

October 9, 2024

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Written By Hayley R. Wells
Buncombe County’s Environmental Health Supervisor Felissa Vazquez met with local restaurant owners at 12 Bones Brewing on the morning of October 8, 2024, to answer…
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Navigating the Aftermath of Hurricane Helene in Western North Carolina

October 9, 2024

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  We have compiled a series of past articles designed to help you navigate the aftermath of Hurricane Helene more effectively. From understanding insurance…
Firm News

Our September Focus: The Power of Preparedness

September 23, 2024

September is all about “The Power of Preparedness.” All month long, we’re focusing on the importance of being proactive and prepared in various aspects…
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A Short Refresher On Discrete Legal Issues During Natural Disasters

September 20, 2024

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Written By Will Oden and Genesis E. Torres
As they say, an ounce of prevention is worth a pound of cure.  In that spirit, what follows are certain pay and leave issues…
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What! My Flood Policy Doesn’t Cover Flood Damage?! This, and Other Pitfalls of NFIP Flood Insurance Policies

September 6, 2024

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Congress created the National Flood Insurance Program (the “NFIP”) to help make flood insurance more affordable in areas prone to flood damage.  FEMA oversees…
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North Carolina Agritourism and Liability Waivers

August 30, 2024

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Strengthening the bond between farm and table, agritourism flourishes in North Carolina as both the agribusiness and agriculture sectors buoy the state’s economy with…
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A Few Things You Should Know in Case of Windstorm Damage to Your Home or Building

August 7, 2024

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North Carolinians are on high alert, tracking weather patterns and prepping their homes and other structures for potential storms. Many know the importance of…
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Healthy Financial Planning: Factoring in the Rising Costs of Insurance Premiums

October 13, 2023

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As part of their financial planning and risk-management practices, business owners should regularly take stock of their insurance to ensure that they have the…
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Disasters Take Many Forms – Preparing your Community Association for the Unexpected

September 20, 2023

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Disasters, natural or otherwise, are usually unexpected and leave little time for advance action. Hurricanes, named storms, floods, fire, and even crime, are types…
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Community Association Building Blocks: Community Drainage and Flooding and Architectural Control Parameters

February 4, 2022

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Many homeowners in North Carolina experience issues with excessive surface water flow and localized nuisance flooding after rain events.  How communities deal with these…
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“Batten Down the Hatches: Named Storm-Preparedness for Community Associations”

May 19, 2021

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The 2021 Atlantic hurricane season officially kicks off in t-minus 12 days, on June 1, 2021, and runs through November 30, 2021. If this…
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Is an NC Coronavirus Bail Out Coming? When & How We Expect the NCGA to Provide Relief to Businesses & Individuals

April 17, 2020

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As we find ourselves facing a massive global health crisis and sudden economic downturn, many North Carolinians are looking for relief from their government.…
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Governor Adds New COVID-19 Social Distancing Regulations for Retailers

April 10, 2020

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Written By Amy H. Wooten
As North Carolina citizens and businesses approach the third week of access, travel, and gathering restrictions, Governor Roy Cooper has now issued an Executive…
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Paycheck Protection Program Loans and the Business Affiliation Rules: “Don’t Wing It”

April 3, 2020

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Written By James W. Norment
We have written a great deal about the CARES Act and the small business loans available to eligible applicants. New guidance about these loan…
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Enhanced Unemployment Assistance Under the CARES Act

March 27, 2020

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Written By William S. Durr
As the pandemic rages on, the number of North Carolina workers applying for unemployment benefits is staggering.  Between March 16, 2020 and the end…
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NC Attorney General Talks Opioid Epidemic at Employment Law Symposium

July 31, 2019

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North Carolina Attorney General Josh Stein identified opioid abuse and cybersecurity as top challenges businesses face, while also giving attendees at Ward and Smith’s…
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From Facebook to FMLA to Furry Friends—Frequently Asked Questions in Employment Law

May 3, 2019

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Written By Emily G. Massey
The questions we receive as labor and employment attorneys vary based on many factors such as organizational changes a business is experiencing, new laws…
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Employer Survival Toolkit for Natural Disasters and Inclement Weather

October 26, 2018

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Written By Emily G. Massey
One month after North and South Carolina experienced the devastating effects of Hurricane Florence, many people and businesses are still suffering from the aftermath.…
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Special Bulletin: Gov. Cooper Signs Hurricane Relief Package into Law

October 17, 2018

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On Monday, October 15, the North Carolina General Assembly voted during a Special Session to approve Senate Bill 3, which appropriated an unprecedented $794…
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Hurricane Florence – Emergency CAMA Permits Available

October 1, 2018

It’s been two weeks since the full force of Hurricane Florence squarely hit the eastern North Carolina coast from New Bern to Wilmington and…
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Muddy Waters: Stormwater Permits Not Meant to Control Flooding or Flood Losses

January 17, 2018

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Written By Amy P. Wang
Those living in communities subject to North Carolina Stormwater Permits or local stormwater management easement agreements are increasingly alarmed as rainy weather, even without…
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Wet Weather Regulations Now More Expensive Under EPA’s Industrial Stormwater Settlement Penalty Policy

November 28, 2016

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Written By Amy P. Wang
Heavy and consistent rainfall this summer, even before Tropical Storms Hermine and Julia and Hurricane Matthew, produced a tremendous amount of stormwater.  Grass swales…